| Purpose / Objective | For construction of new Agri godowns or cold storages, market yards, silos / expansion of existing units / modernisation of existing units, irrespective of their location and takeover of standard accounts of such units from other banks. |
| Eligibility | Individuals, Group of Individuals, NGOs, Association of growers, Partnership / Proprietary firms, companies, Corporates, Co-operatives, Agri produce Marketing Committees, Marketing Boards / Committees & Agro-industries Corporations etc. |
| Quantum of Loan | Medium term loan and short term loan for working expenses, based on the project. |
| Margin | 30% of Wholesale Market Price of the Produce. |
| Interest Rates | BPLR + TP less 2.50%
|
| Repayment Period | 9 to 11Years including holiday period of 2 years(Half yearly installments) |
| Security | * Hypothecation of the assets created with the bank loan.
* Hypothecation of the produce stored in the godown, if owned by the godown owner.
* Mortgage of Properties. |
| * BPLR = 12.50 % and BASE RATE = 8.00 % | |
