| Loan / OD against NSC / KVP / Relief bonds of RBI / LIC policies |
| Eligibility | All properly introduced individual customers, who have capacity to service the loan and interest |
| Margin | 25% of the interest accrued value of NSC / KVP / RBI Relief Bond / Surrender value of LIC Policy. |
| Processing fee | 0.30% of loan amount with minimum of Rs.300/- |
| Repayment | Maximum : 5 years (for loan against NSC/KVP/RBI Relief Bond). 6 years (for loan against LIC Policy). |
| Security | Pledge of NSC / KVP / RBI Relief Bonds / Assignment of LIC Policies. |
| Documents to be submitted for processing the application | 1. Salary Certificate / IT Return copy for assessing the capacity to service the interest / instalment.
2. Original NSC / KVP/ RBI Relief Bond / LIC Policy.
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| Salient Features | Can avail Loan against NSC/KVP/Relief bonds of RBI/LIC policies to meet any expenses. |
