| Agricultural Godowns / Cold Storage |
| Purpose / Objective | For construction of new Agri godowns or cold storages, market yards, silos / expansion of existing units / modernisation of existing units, irrespective of their location and takeover of standard accounts of such units from other banks. |
| Eligibility | Individuals, Group of Individuals, NGOs, Association of growers, Partnership / Proprietary firms, companies, Corporates, Co-operatives, Agri produce Marketing Committees, Marketing Boards / Committees & Agro-industries Corporations etc. |
| Amount of Loan | Medium term loan and short term loan for working expenses, based on the project. |
| Margin | 30% of Wholesale Market Price of the Produce. |
| Interest Rates | BR+ 07.5+1.00 – 12.25%
|
| Repayment | 9 to 11Years including holiday period of 2 years(Half yearly installments) |
| Security | * Hypothecation of the assets created with the bank loan.
* Hypothecation of the produce stored in the godown, if owned by the godown owner.
* Mortgage of Properties. |
| * BPLR and BASE RATE - Available in Home Page | |
