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Interest Rates on Personal Segment Loan Products – Fixed

Interest Rates on Personal Segment Loan Products – Fixed

Product Name Interest Rate Range
Home Loan
IB Home Loan Elite 8.85% to 8.90%
IB Home Loan General 9.30% to 9.50%
IB Home Loan (CRE) Elite 9.35% to 9.40%
IB Home Loan (CRE) 9.80% to 10.00%
Home Loan to Corporate Entity
Home Loan to Corporate Entity 8.85% to 10.35%
Plot Loan
Plot Loan Elite 9.85% to 9.90%
Plot Loan General 10.30% to 10.50%
IB Home Improve
IB Home Improve Elite 9.30% to 9.35%
IB Home Improve General 9.75% to 9.95%
IB Home Enrich
IB Home Enrich 9.45% to 10.00%
Home Loan Plus
IB Home Loan Plus Elite 9.30% to 9.55%
IB Home Loan Plus General 9.75% to 10.05%
Ind Mortgage Loan
Ind Mortgage (Term Loan) 10.15% to 11.65%
Ind Mortgage (Overdraft) 11.15% to 12.65%
Loan against Rent Receivables
IB Rent Encash 10.05% to 11.55%
IB Rental 9.75% to 11.25%
IB Rental (CRE) 10.25% to 11.75%
If the lessee(s) is(are) our Bank / PSB / Pvt. sector Bank / Reputed Financial Institution / Government Organization / PSU / Company & Firm (Externally rated “A” / equivalent and above), concession of 0.50% is application on effective ROI
Education Loan
Education Loan 8.80*% to 11.45%
*Education Loan Premier Elite Category Institutions
Vehicle Loan
IB Vehicle Loan  Fixed ROI 8.85% to 9.75%
IB Vehicle Loan for Purchase of User Car $ 10.85% to 12.95%
Vehicle Loan for Purchase of 2 Wheeler 10.20% to 11.70%
Loan for Purchase of “Van / Minibus / Bus / Ambulance” to Institutions / Firms / PSU / Company / Hospitals 10.05% to 10.70%
$ For vehicles purchased from certified pre owned cars like Authorized Dealer of Maruti True Value, Mahindra First Choice, Hyundai Promise, Toyota U Trust (supported by Quotation) discount of 0.25% is given on the applicable rates.
Pre-approved Personal Loan
Pre-approved Personal Loan to Pensioners, Salaried & Regular Income customers 12.45%
PAPL to Self-employed Customers 13.05% to 15.05%
Pre-approved Personal Loan to Home Loan customers 11.05%
Clean Loan
Non-Priority Term Loan for GMRA Premium 10.05% to 10.20%
IB Saral 10.65%
IB Professional 10.30%-10.55%
IB Insta Cash 10.30%
Salary Loan & IBCLS Plus
Clean Loan to Salaried Class – Term Loan 10.95% to 11.45%
Clean Loan to Salaried Class – Overdraft 11.95% to 12.45%
Pension Loan
Pension Loan 11.20% to 11.45%
Jewel Loan
Jewel Loan (Non-Priority) 8.80% to 9.80%
OD against Gold Jewels 9.95% to 10.45%
Other Retail Loans
Loan / Overdraft against NSC/KVP/LIC Policy/RBI Relief Bonds 10.05%

( अंतिम संशोधन Nov 06, 2024 at 04:11:41 PM )

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