Service Charges on ATM Services
Service Charges on ATM Services
Service charges for usage of ATM Debit cards
| ATMs | Charges for Cash Withdrawal transaction |
Charges for Non Financial transaction (Balance Enquiry, Mini Statement, PIN change etc) | ||
| Savings | Current | Savings | Current | |
| Indian Bank ATM | Free | Free | Free | Free |
| Other Banks ATM (Domestic) Metro ATMs* : 3 Free Transactions/ MonthNon Metro ATMs : 5 Free Transactions/ Month |
Free | Rs. 20/- per transaction | Free | Rs. 10/- per transaction |
| Other Banks ATM (Domestic) For transactions exceeding Free transactions in a month |
Rs. 20/- per transaction | Rs. 20/- per transaction | Rs. 10/- per transaction | Rs. 10/- per transaction |
| Master Card (International) | Rs.100/- plus taxes | Rs.100/- plus taxes | Rs.20/- plus taxes | Rs.20/- plus taxes |
* Other Bank ATMs located in Delhi, Mumbai, Chennai, Bengaluru, Kolkatta, Hyderabad (List of Metro ATMs in Indian Bank)
** Free transactions in a month are inclusive of Financial (Cash withdrawal) and Non Financial transactions
Payment Gateway Charges
| Railway Booking Charges (IRCTC/CRIS) per transaction | Rs. 10/- |
| TNEB Transactions |
Transaction Amt. up to Rs. 500 – Rs. 5/- |
| Usage on Merchant website (Powered by CC Avenues) | Rs. 5/- |
NOTICE to Customers on Annual Maintenance Charges (AMC) for Debit Cards:
Our Bank issues MasterCard co-branded Global ATM/Debit cards to account holders. Indian Bank Debit cards are accepted globally and offer the convenience of anytime banking to the customers. It has been decided to levy Annual Maintenance Charges on the Debit Cards as follows:
| AMC Charges ** | MAESTRO Debit Card | MASTER Card Debit Card | INTERNATIONAL EMV CARDS | Normal RuPay Cards (other than PMJDY) |
| AMC for first year | FREE | FREE | FREE | FREE |
| AMC from second year onwards | Rs.100/- +tax i.e.Rs.115/- per year | Rs.100/- +tax i.e.Rs.115/- per year | Rs.150/- +tax i.e.Rs.173/- per year | Rs.100/- +tax i.e.Rs.115/- per year |
** The above charges are not applicable for the Senior Citizen Debit Cards and Biometric Debit Cards.
Note to Customers on Charges for issue of Duplicate Card / Pin Mailers :
The following charges are applicable to customers for issue of Duplicate Card/ PIN Mailers:
|
Nature of Service |
Applicable Charges ** |
| Issue of Duplicate PIN |
Rs . 25.00 |
| Unblocking of Hot listed Cards (De-hot listing) |
Rs. 50.00 |
| Issue of ATM / Debit Card along with PIN (master/maestro/platinum/Ru-pay cards) |
Rs. 152.00 |
| Issue of EMV master card (chip embedded) |
Rs. 252.00 |
** Postage / Courier charges extra as applicable.
( अंतिम संशोधन Mar 31, 2020 at 04:03:15 PM )
