- Gold and Classic cards are Global cards and Bharat cards are domestic cards.
- Revolving credit
- Gold card : Rs.75001 to Rs.3 lakhs.
- Classic cards : Rs.25000 to Rs.75000
- Bharat Cards : Rs.10000 to Rs.20000.
- Upto 4 add on cards can be issued for Gold/Classic cards.
- Insurance cover on death due to accident is available.
- Baggage cover is available.
- Credit Shield on death is available.
- Purchase protection cover is available.
- No Joining / annual membership fee.
- Card holder can avail reimbursement of loyalty points (Rs.1/= for every Rs.200/= spent.)
- Interest free credit period for purchases : Minimum – 15 days and Maximum – upto 45 days.