Eligibility

• Gold and Classic cards : Indian Nationals and NRIs in the age group of 18-80 years.
• Bharat cards : Indian Nationals in the age group of 25-60 years.

Salient Features

• VISA cards available in three variants : Gold, Classic and Bharat cards

Other Requirements/Details

• Gold and Classic cards are Global cards and Bharat cards are domestic cards.
• Revolving credit
  • Gold card : Rs.75001 to Rs.3 lakhs.
  • Classic cards : Rs.25000 to Rs.75000
  • Bharat Cards : Rs.10000 to Rs.20000.
• Upto 4 add on cards can be issued for Gold/Classic cards.
• Insurance cover on death due to accident is available.
• Baggage cover is available.
• Credit Shield on death is available.
• Purchase protection cover is available.
• No Joining / annual membership fee.
• Card holder can avail reimbursement of loyalty points (Rs.1/= for every Rs.200/= spent.)
• Interest free credit period for purchases : Minimum – 15 days and Maximum – upto 45 days.