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Jewel Loan

Jewel Loan

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Eligibility Individuals including Senior Citizens
Minimum Entry Age 21 years
Maximum Exit Age 70 years
Purpose Domestic needs, consumption, family function, medical expenses and any bankable activity, other than speculative
Type of Facility 1. Bullet Repayment

  • Entire loan amount is repayable at the end of period along with interest
  • Quantum of Loan:

Loan upto Rs.5.00 lakhs: 70% of market value of the Jewels pledged or Per gram advance value of Jewels, whichever is lower.

Loan above Rs.5.00 lakhs & upto Rs.10.00 lakhs: 65% of market value of the Jewels pledged or Per gram advance value of Jewels, whichever is lower.

  • Max. Loan Amount: Rs.10.00 lakhs per borrower
  • Repayment Period: Maximum 12 months

2. Monthly Repayment

  • Repayable in monthly instalments with interest
  • Quantum of Loan: 70% of market value of the Jewels pledged or Per gram advance value of Jewels, whichever is lower
  • Max. Loan Amount: No cap
  • Repayment Period: Maximum 35 months
Interest Rate Click here
Processing Fee Click here
Appraiser Fee To be borne by the applicant
Security Pledge of jewels
Documents Required
  • Duly filled in application form
  • Identity proof
  • Address proof

Apply for loan (Click Here)

( Last modified on Sep 29, 2021 at 05:09:10 PM )

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