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Lending rates

Lending rates

  • Base Rate is 9.45 % p. a. with effect from 07.05.2017
  • Benchmark Prime Lending Rate is 14.20 % p. a. with effect from 08.06.2015

Interest rate on Agricultural Products

All agricultural loans and Agri Structured Products / Schemes, Coffee and tea growers loans, Poultry advances, Farm Mechanization advances, Post Harvest Financing, Gramin Mahila Sowhbagya Scheme (GMSS), Non priority Jewel loans including secured OD against Gold Ornaments, Non Priority staff Jewel loans, Grihalakshmi (Housing Loan to SHG Members), Financing Micro Finance Institutions, SHG Bank Linkage Programme etc.
Pre-shipment Credit, Post-shipment Credit, Export Credit Not Otherwise Specified (ECNOS)
Pre-shipment Credit, Post-shipment Credit