IND SHAKTI – “Smart Women- Smart Banking”

Target customers	Women customers (student /working/ homemaker/ Professional)
Age Group	Only women aged 18 and above are eligible
Variant Name	Silver	Gold
Eligible Monthly Average Balance for additional benefits (MAB)	Rs. 25000.00	Rs. 100000.00
Curated offers on Debit Card	All normal Benefits of Rupay Platinum Debit Card	Rupay Select Debit Card with Following Benefits: Beauty & Wellness – 1 complementary SPA session or Saloon Service every quarter (worth Rs. 2970.00) Free E Gift Card worth Rs.1500 (Lakme Salon)/Year (Rs 1500) 1 Complementary Golf Session or Round every quarter (Rs. 2420.00) Health : 20% Off on Medicines + 75 NMS Super Cash on MOV of Rs. 999 (Netmeds)/per quarter 1 complementary health check up package every quarter (Rs. 1099.00) Book My Show – Flat Rs. 250 off on minimum purchase of 2 movie tickets quarterly once (Rs. 263.00) OTT – 1 complementary 12 months Amazon Prime, or Hotstar/Sony Liv membership every year (Rs. 1499.00) Myntra : Voucher worth Rs. 250/- per quarter (Rs 250.00) Dine Out/Discount on Food/Grocery Delivery : Free of cost 3 months subscription of Swiggy One (Yearly) (Rs 55.00) Travel : Free Voucher worth Rs. 100 (Ola) per quarter. (Rs 100.00) Lounge Access : 1 complementary Domestic airport lounge access per quarter and 2 international lounge per year worth Rs. 1275.00 Various other Exclusive Merchant Offers .
Health Insurance Coverage	Free of cost Cancer Insurance cover of INR 5 lakh with protection of income up to Rs. 25000/- for 3 months. (Cervical, Ovarian, Uterine (Endometrial), Vulvar, Vaginal, Fallopian Tube and Breast Cancer are covered)	Free of cost Cancer Insurance cover of INR 10 lakh with protection of income up to Rs. 25000/- for 3 months. (Cervical, Ovarian, Uterine (Endometrial), Vulvar, Vaginal, Fallopian Tube and Breast Cancer are covered)
Health Care Consultation	Free of cost unlimited Gynecologist/Other Doctor Consultation facility through a Digital Health Care Platform	Free of cost unlimited Gynecologist/Other Doctor Consultation facility through a Digital Health Care Platform
Personal Accident Insurance (GPA insurance coverage shall be provided upto age of 60 years only)	Personal Accidental Death Insurance – Rs. 10 lakhs (Additional Rs 2.00 lakh on Rupay Platinum Debit Card) Air Accidental Insurance – Rs.20 lakh Permanent Total Disability – Rs.10 lakh Permanent partial Disability -Rs.5.00 lakh (GPA coverage shall be provided after 2 months of maintenance of stipulated MAB)	Personal Accidental Death Insurance – Rs. 50 lakhs (40 Lakh + 10 lakhs on Rupay Select Debit Card) Air Accidental Insurance- Rs.90 lakhs Permanent Total Disability – Rs.40 lakhs Permanent partial Disability -Rs.20.00 lakh (GPA coverage shall be provided after 2 months of maintenance of stipulated MAB)
ATM Debit Card	RuPay Platinum (Domestic Debit Card)	Rupay Select Debit Card
Discount on Locker Rent	N/A	A fixed discount of Rs. 850/- or 50% concession on locker rent, whichever is lower to be extended.
Sweep Facility for higher return	N/A	Sweep Facility for higher return – Balance above Rs. 1.00 Lakh in multiple of Rs. 10000/- for minimum period of 7days to 1 year.
NEFT Transactions.	Free of Cost unlimited NEFT Transactions (Digital Channel)	Free of Cost unlimited NEFT Transactions (Digital Channel)
Credit Card	Eligible (As per extant guidelines of Retail Asset Dept)	Eligible (As per extant guidelines of Retail Asset Dept)
NET/MOBILE BANKING/	Available.
Penalty for Non maintenance of Minimum Balance	Depending upon % of shortfall from stipulated minimum balance as per guidelines

( Last modified on Jul 02, 2025 at 08:07:45 PM )

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