This festive season, bring happiness to your home with Indian Bank

In India, festivals are more than dates and rituals; they’re the grand celebrations that bring joy, happiness, and togetherness. In these festivities, our dreams take flight, whether it’s buying a new home, getting a new car, or securing your loved one’s future. At Indian Bank, we are here to support you in fulfilling your dreams and make these celebrations more memorable.

Light Up Your New Home with IND Digi Home Loan

Purchasing a home is a dream for many, but only a few can make it a reality. This festive season, be one of the luckiest new homeowners with Indian Bank’s attractive home loan products. At Indian Bank, home loans start at just 7.40% p.a., so say goodbye to your old rented place and start planning your new home’s decoration.

IND Digi Home Loan provides flexible financing options for purchasing, constructing, renovating, or even taking over an existing home loan all from the comfort of your home. Designed to suit salaried individuals, self-employed professionals, and pensioners, it offers up to 30 years of repayment tenure, competitive interest rates, and minimal margin requirements. Applicants also benefit from progressive EMI options and insurance coverage for the financed property, making the journey to homeownership smoother and more secure.

Your New Ride, Your New Chapter – Fueled by IND Digi Vehicle Loan

Buying your first car is always a day to remember, and the day is not far with Indian Bank’s IND Digi Vehicle Loan. With interest rates, starting at just 7.75% p.a., get ready to drive your dream car in this festive season. The scheme is available for new car, new two wheeler and used car with NIL pre-payment charges for individuals.

Experience Bonds of Togetherness with Ind Family

Ind Family is a savings account variant for resident Indians where each person keeps their own SB account, but the balances can be grouped under one Family ID to meet a Family Monthly Average Balance (FMAB): ₹50,000 (Diamond), ₹200,000 (Ruby), and ₹500,000 (Emerald).

Beyond the convenience, there are festival-friendly perks that the account offers: –

• 100% waiver of processing fees on retail loans (home & vehicle) for family members linked to the Family ID;
• 25% locker rent concession for 2 family members linked to Family ID;
• RuPay Platinum debit card AMC free on the primary account; and eligibility for credit cards up to a ₹10 lakh limit with zero joining fee and four add-on cards (as per bank norms).
• One-year Group Term Life cover for one eligible family member (₹5 lakh/₹10 lakh/₹15 lakh as per variant),
• First-year Demat & Trading AMC is waived if opened through the bank’s mobile app (Only for the Primary Account opened under Ind Family Variant)
• Free NEFT/RTGS via online modes (Internet & mobile banking) for the primary account opened under Ind Family Variant;

Smart Banking with IndSMART

Between a pooja and a family dinner, banking shouldn’t slow you down. IndSMART is Indian Bank’s next-gen mobile app, available on Android and iOS, with an omni-channel experience, customizable dashboards, and built-in money-management tools. Everyday tasks like money transfers and bill payments sit up front, and you can even view your debit card details within the app; which is handy when you’re shopping for gifts. Our enhanced IndSMART mobile banking platform now serves over 1 Crore users, offering seamless banking, payments, and financial services.

With a rating of 4.4 on the Google Play Store & 4.1 on Apple App Store, IndSMART is trusted by thousands for fast, secure, and seamless banking. Download the app now from Google Play Store and Apple App Store to elevate your banking experience and manage your finances effortlessly. (Google Play Store and iOS App Store )

Celebration Shouldn’t Stop; Neither Should Your Banking

A festival is not just lights and sweets; it is the joy of a new home, the thrill of a new journey, the comfort of family, and the ease of life made simpler.

With Indian Bank’s Home Loans, Vehicle Loan, Ind Family, and IndSMART, each dream finds its way home, quietly, like a diya glowing in the dark.

This season, let your celebrations shine brighter with Indian Bank by your side.

#KhushiyonKiBaatIndianBankKeSaath

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