National Helpline No1800 425 00 000

IND SAMPOORNA PLUS – “For all Salaried class Customers”

TARGET CUSTOMERS

Premium Segment Permanent/Contractual Salaried class employees of Government /PSU/ Navaratna / Maharatna Cos./Private sector companies /Reputed Corporates/Employees of IT Sector etc. except Defence and Police Personnel.

Variant	Minimum Monthly Net Salary (Rs in lakh)
Platinum	2.00
Diamond	1.50
Gold	1.00
Silver	0.50
Basic	0.25

AGE GROUP

Entry Age – 18 years

Exit Age – No limit (However free GPA insurance coverage will be provided up to age of 60 years or date of retirement whichever is earlier)

INITIAL DEPOSIT

NIL

MINIMUM AVERAGE BALANCE

NIL

FREE GROUP PERSONAL ACCIDENTAL AND GROUP TERM LIFE INSURANCE COVERAGE

Variant	Total Insurance Coverage (Rs.in Lakh)	Group Personal Accidental Insurance Coverage (GPA) (Rs. in Lakh)	Group Term Life Insurance (GTLI) (Rs. in Lakh)
Platinum	257.30	247.30 A/c Holder – 227.30* GPA Insurance – Rs. 150.00 Girl Child Marriage (18 to 25 years) – 15.00 Child Higher Education (18 to 25 years) -15.00 Other Add-on Cover 37.30 GPA Insurance Coverage (Debit Card) – Rs. 10.00 Spouse 20.00	10.00
Diamond	217.30	207.30 A/c Holder – 187.30* GPA Insurance – 120.00 Girl Child Marriage (18 to 25 years) – 10.00 Child Higher Education (18 to 25 years) -10.00 Other Add-on Cover 37.30 GPA Insurance Coverage (Debit Card) – 10.00 Spouse – 20.00	10.00
Gold	195.30	187.30 A/c Holder – 167.30* GPA Insurance – 100.00 Girl Child Marriage (18 to 25 years) – 10.00 Child Higher Education (18 to 25 years) -10.00 Other Add-on Cover 37.30 GPA Insurance Coverage (Debit Card) – 10.00 Spouse – 20.00	8.00
Silver	144.80	139.80 A/c Holder – 129.80* GPA Insurance – 75.00 Girl Child Marriage (18 to 25 years) – 7.50 Child Higher Education (18 to 25 years) -7.50 Other Add-on Cover 29.80 GPA Insurance Coverage (Debit Card) – 10.00 Spouse – 10.00	5.00
Basic	45.00	42.00 GPA Insurance – 40.00 GPA Insurance Coverage (Debit Card) – 2.00	3.00

GPA Insurance coverage available through:

Rs. 10.00 Lakh under Rupay Select Debit Card

Rs. 2.00 Lakh under Rupay Platinum Debit Card

# Modalities for Covering the eligible account holders under the above insurance policies, would be shared to the field functionaries through SOP.

HEALTH INSURANCE AND OTHER INSURANCE PRODUCT

At Attractive rate in co-ordination with our channel partners as per customer request.

HEALTH CARE CONSULTATION FACILITY

Health Care Consultation facility for A/c holder & 4 family members will be provided through a Digital Health Care Platform.

NATURE OF OPERATION

Single/Joint (As per Mandate, however insurance coverage is proposed for 1^st a/c Holder)

AUTO SWEEP

FACILITY

Auto sweep facility can be extended upon request from the customer, in multiple amounts of Rs. 10,000/- over and above the threshold limit of Rs. 50,000/-.
Period of MOD will be for 7 days to 1 year at the option of the depositor.

Terms & Conditions Apply*.

RTGS/NEFT/IMPS

Unlimited free (For Basic variant Digital channel only)

SMS ALERT

Free

STATEMENT

Free

NET/MOBILE BANKING/

Free

ATM DEBIT CARD

Free Rupay Select Card (AMC and issuance charges waived) for Platinum, Diamond, Gold & Silver Variant and Free Rupay Platinum Card (AMC and issuance charges waived) for Basic variant.

CREDIT CARD

Credit Card as per eligibility
Credit Card EMI facility
Cashback/Reward Points on every purchase.
No joining Fees.

OVERDRAFT FACILITY

OD, up to 1 month’s salary (Regular OD facility as per Extant guidelines of the Bank).

CONCESSION ON LOCKER RENT

10% concession on Small and Medium sized locker rent for all variants

DEMAT AND TRADING A/C

Free Demat A/c (1^st year AMC waived)

FAMILY BANKING

Complementary Zero Balance Savings Account for the Spouse & Minor Children of the A/c Holder.
Add on Credit Cards to family members. (As per Bank’s guidelines)
For GPA insurance coverage to spouse, a/c of spouse is mandatory.

DOCUMENTS REQUIRED