Financial Result

IndSMART BIZ – Making MSME Banking Smarter, Simpler, and More Convenient

IndSMART BIZ Mobile App: Smart Banking for Corporate/ MSMEs

India’s Micro, Small and Medium Enterprises (MSMEs) are the backbone of the economy. They innovate, generate employment, strengthen local markets, and keep the growth engine running. While MSMEs manage customers, operations, compliance, and growth plans, Banking should be the last thing slowing them down. And in today’s fast-moving digital landscape, MSMEs need secure, efficient, and always-on banking solutions to manage their finances seamlessly.

Indian Bank’s IndSMART BIZ Mobile App is a dedicated mobile banking platform designed exclusively for Corporate and MSME customers.

 

Why IndSMART BIZ is a Game-Changer for MSMEs

  • Banking on-the-go with real-time account access.
  • Faster payments & collections through digital features.
  • Smarter decisions with dashboards and spend insights.
  • Improved efficiency through automation and paperless processes

 

Powerful Features Built for MSME Needs

IndSMART BIZ offers a comprehensive suite of services to support MSME growth:

1. Business Banking & Payments

  • Account dashboard with real-time balances & transaction history
  • Fund transfers: Own Account / Within Bank / IMPS / NEFT / RTGS / EasiPay
  • Beneficiary management with secure approval process
  • Standing instructions for recurring payments
  • Bulk file upload for salary/vendor payments

2. Smart Business Tools

  • Generate Custom QR codes and collect payment via QR.
  • Financial Dashboard & Spend Analyzer to track inflows/outflows and spending trends
  • Cheque services including cheque book request, stop cheque & Positive Pay System
  • Access real time foreign exchange

3. MSME-Focused Services

  • Apply for MSME loan products in Digital mode, such as IND GST Advantage, Pre-Approved Business Loan, Mudra Loans, IND MSME DIGI, IND GST SAHAY
  • Upload stock statements digitally.
  • Raise requests for trade finance services such as LCs and Bank Guarantees.

 

One Dashboard. All Devices. Total Control.

IndSMART BIZ offers a unified dashboard across Mobile App, Internet Banking and Web app, with quick access to pending approvals, recent transactions, key financial charts, forex rates, offers, and announcements.

 

Get Started Today!

Download now from Google Play Store and iOS App Store.

Indian Bank. “Your Own Bank, Always with You”

Disclaimer: https://indianbank.bank.in/departments/disclaimer/

( Last modified on Jan 31, 2026 at 05:01:58 PM )

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