National Toll Free No1800 425 00 000
National Toll Free No1800 425 00 000

IB Doctor Plus

IB Doctor Plus


  • Individuals / registered partnership firm / Limited Company / Trust etc.
  • Key promoters or their spouse should be qualified medical practitioners, with satisfactory track record

Amount of Loan

  • Minimum : Rs.1.00 lakh.
  • Maximum Rs.No Ceiling


  • Urban
  • Upto Rs.5 lakhs-10%.
  • Above Rs.5 lakhs-20%.
  • Semi Urban/Rural
  • Margin 15% for both the slabs.

Interest Rates

  • Please see the Interest Rate link on home page


  • Maximum period up to 120 months including moratorium period of 12 months


Loans upto Rs 10 lac:

  • Hypothecation of assets created out of loan amount. No collateral security / third party guarantee and to be covered under CGS of CGTMSE.

Loans above Rs 10 lac:

  • Hypothecation of assets and LIC policy assigned in favour of the Bank or other collateral security, so as to ensure compliance with Loan Policy guidelines in respect of security coverage.

Salient Features

  • To finance qualified medical practitioners to set up clinic, clinic cum residence, nursing home, hospital, X Ray or pathological labs, medical stores, purchase of vehicles / ambulance etc. OR for expansion / renovation / modernization of existing premises
* BPLR and BASE RATE – Available in Home Page