IND PRO – “Exclusive SB Product for Professionals”

Variants	IND Pro Silver	IND Pro Gold	IND Pro Platinum
Target Customers	All professionals including doctors, engineers, architects, chartered accountants, cost accountants, company secretaries, lawyers, advocates, etc. with valid membership/degree/license holders
Mode Of Operation	Single or Joint ( Professionals should be primary account holder)
Average Monthly Balance	Rs.25000/-	Rs.100000/-	Rs.500000/-
Free Of Cost Group Personal Accidental Insurance Coverage	Free of cost GPA coverage Air Accident Death Insurance Cover – 40 Lakhs Personal Accident Death Insurance Cover -20 Lakhs Accidental Permanent Partial Disability cover – 10 Lakhs Accidental Permanent Total Disability cover – 20 Lakhs GPA coverage shall be provided from next month of account opening subject to maintenance of MAB of Rs. 25000 and above (Insurance cover will be valid only for one year, continuation of the insurance for year will be at Bank’s Discretion)	Free of cost GPA coverage Air Accident Death Insurance Cover – 100 Lakhs Personal Accident Death Insurance Cover -50 Lakhs Accidental Permanent Partial Disability cover – 25 Lakhs Accidental Permanent Total Disability cover – 50 Lakhs GPA coverage shall be provided from next month of account opening subject to maintenance of MAB of Rs. 100000 and above (Insurance cover will be valid only for one year, continuation of the insurance for year will be at Bank’s Discretion)	Free of cost GPA coverage Air Accident Death Insurance Cover – 200 Lakhs Personal Accident Death Insurance Cover -100 Lakhs Accidental Permanent Partial Disability cover – 100 Lakhs Accidental Permanent Total Disability cover – 100 Lakhs GPA coverage shall be provided from next month of account opening subject to maintenance of QAB of Rs. 500000 and above (Insurance cover will be valid only for one year, continuation of the insurance for year will be at Bank’s Discretion)
Debit Card	Rupay select debit card (1st year free) Customers can enjoy the benefits of the RuPay Select Debit Card after completing three months from the date of account opening subject to maintenance of MAB for three months. customers should login to the RuPay Select Debit Card portal to access their exclusive benefits. Features of Rupay select debit card PA insurance coverage of Rs. 10.00 Lakh Complimentary membership in Gym worth Rs.1500.00 DOM Lounge access 1/quarter worth Rs.4000.00 (full year) INT Lounge 2/year worth Rs.4000.00 Health check-up 1/quarter worth Rs.1000.00 OTT (1 complementary 12 months Amazon Prime or Hotstar membership or Sony Liv membership every year) worth Rs.1499.00 SPA/Saloon services 1/quarter worth Rs.2000.00 Travel/Cab service 4/year worth Rs.400.00 Golf – 1 complementary Golf lesson or Round every quarter. worth Rs.2000.00 (* subject to Terms and Conditions of NPCI/Rupay which may change from time to time).	Customers can enjoy the benefits of the RuPay Select Debit Card after completing three months from the date of account opening subject to maintenance of MAB for three months. customers should login to the RuPay Select Debit Card portal to access their exclusive benefits. Free Rupay Customized debit card in addition to Select Card benefits (provided in Pro-Silver Variant) woth Rs.5717.00 as under: Features of Rupay Customized debit card Health Checkup at SRL/Agilus Diagnostic worth Rs.2550.00 Lakme Saloon e-gift card worth Rs.1500.00 Ola voucher worth Rs.100.00 Myntra Voucher worth Rs.250.00 Swiggy One 3 month subscription worth Rs.55.00 Netmeds 20% off on Medicines + 75NMS Super Cash on MOV worth Rs.999.00 (10% service charge) Minimum purchase of 2 movie tickets in Book My show worth Rs.263.00 Exclusive Merchant offers in Rupay Select Card (* subject to Terms and Conditions of NPCI/Rupay which may change from time to time).	Customers can enjoy the benefits of the RuPay Select Debit Card after completing three months from the date of account opening subject to maintenance of MAB for three months. customers should login to the RuPay Select Debit Card portal to access their exclusive benefits. Free Rupay Customized debit card where benefits worth Rs.9242.00 will be provided in addition to Select Card benefits (provided in Pro-Select Variant) are as under: Features of Rupay Customized Debit Card : OTT (1 complementary 12 months Amazon Prime or Hotstar membership or Sony Liv membership every year) worth Rs.1450.00 (in addition to Select Card OTT Benefit) Blinkit/Bigbasket Voucher worth Rs.250.00 Lifestyle benefits like free Spa session (1 hour body massage in Four Fountain Spa) worth Rs.1850.00 Airport Meet & Greet (For Tier1 cities- Chennai, Bangalore, Mumbai, Kochi, Delhi, Goa and Hyderabad) worth Rs.2375.00 NYKA voucher worth Rs.500.00 Swiggy One 3 month subscription worth Rs.55.00 Netmeds 20% off on Medicines + 75NMS Super Cash on MOV worth Rs.999.00 (10% service charge) Make My Trip (flat 10% off on Flight booking) upto Rs.1500.00 2 Movie tickets free in Book My Show worth Rs.263.00 Exclusive Merchant offers in Rupay Select Card (* subject to Terms and Conditions of NPCI/Rupay which may change from time to time).
Locker Rent	As per Card Rate	25% discount on rent for medium/small size locker for 1st year (subject to availability)
Demat Account	As per Card Rate	Available with 1^st year AMC waived off
Cheque Book	20 Cheque Leaves free per year
Cash Withdrawal	Rs.1 lakh per day across home and non-home branches
POS Limit	Rs.2 lakh per day
Auto Sweep Facility	Auto sweep facility provided over and above the threshold balance Rs.50000/- in sweep multiple of 10000/-
QR Code Generation	No Charge
POS Machine	As per Card Rate
Credit Card	Eligible, Limit subject to fulfilment of Bank’s eligibility criteria	Eligible, Rs.2.5 lakh Limit subject to fulfilment of Bank’s eligibility criteria.	Eligible, Rs.10 Lakhs Limit subject to fulfilment of Bank’s eligibility criteria
SMS Alert	Free
RTGS/NEFT	Free if made through Digital Channel (Internet & Mobile Banking)
Statement	Monthly e-mail statements provided free of cost
Penalty For Non Maintenance Of MAB	Charges shall be waived if customer maintains TD > Rs. 3 lakhs In case Customer fails to maintain the MAB criteria/TD as stipulated, Standard penal charge for Savings account plus cost incurred to provide the additional benefits will be debited from account. Further if the MAB is not maintained in the account for more than 2 full Quarters, the special features will stand withdrawn and the account shall be treated as Regular Savings Account under bank standard charge structure, and all the charges incurred for value added services will be recovered from the customer

( Last modified on Jul 02, 2025 at 08:07:33 PM )

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