Interest Rates for Small Savings Schemes
Government of India vide their Office Memorandum (OM) F.No.1/4/2019-NS dated 28.03.2025 has stated that the interest rates on Small Savings Schemes for the first quarter of financial year 2025-26 starting from 1st April, 2025 and ending on 30th June, 2025 shall remain unchanged from those notified for the fourth quarter of FY 2024-25.
The rates are given below:
Scheme | Rate of interest from
01.01.2025 to 31.03.2025 |
Rate of interest from
01.04.2025 to 30.06.2025 |
Compounding frequency |
Senior Citizens Savings Scheme (SCSS) | 8.20% | 8.20% | Paid Quarterly |
Public Provident Fund | 7.10 % | 7.10 % | Annually |
Sukanya Samriddhi Account Scheme (SSA Scheme) | 8.20 % | 8.20 % | Annually |
Kisan Vikas Patra |
7.50 % ( will mature in 115 months ) | 7.50 % ( will mature in 115 months ) |
Annually |
National Savings certificate | 7.70% | 7.70% | Annually |
The above rate of interest for SCSS, KVP and NSC scheme is applicable only for the newly opened accounts. ( i.e. from 01.04.2025 to 30.06.2025)
( Last modified on Apr 24, 2025 at 12:04:40 PM )