National Helpline No1800 425 00 000

Processing Fee on Personal Segment Loan Products

Processing Fee on Personal Segment Loan Products

Retail Loan Products – Processing Fee

GST will be recovered separately as all charges prescribed are exclusive of GST

(GST 18% as on date)

Product Name Processing Charges
IB Home Loan to Residents

Home Loan to NRI

IB Plot Loan to NRI

IBHL-CRE

Nil
IB Home Improve

IB Home Loan Plus

IB Home Enrich

Plot Loan to Residents

Repair and Renovation

Nil
Home Loan to Corporate Entity 0.25% of the loan amount

Minimum: ₹25,000.00

Maximum: ₹5.00 lakhs

Ind Mortgage Scheme

Rent Encash

IB Rental

1.00% on the loan amount

 

IB Reverse Mortgage 0.30% on the loan limit
IB Vehicle Loan (Car) NIL
IB Vehicle Loan (2 Wheeler) 1% on the loan amount
IB Vehicle Loan (Used Car) 1% on the loan amount (max. ₹10000)
Loan for Purchase of “Van / Minibus / Bus / Ambulance” to Institutions / Firms / PSU / Company / Hospitals 1% on the loan amount (max. ₹100000 per loan)
IB Educational Loan – Study In India & Studies Abroad Upto ₹10 lakhs:   Nil

Above ₹10 lakhs: 0.15% max. ₹3000.00

IB Educational Skill Loan

Educational Loans covered under Credit Guarantee Scheme

IB Education Loan Prime

NIL
Pre-approved Personal Loan ₹470.00
Clean Salary Loan

Clean Salary Loan Overdraft

For Govt/PSU Employees: Nil

For others: 1.00% on the Loan amount; Maximum : Rs.10000.00

IB Pension Loan Scheme Upto ₹25000: NIL

Above ₹25000: ₹250.00

Jewel Loan (Non-Priority)

OD against Gold Jewels

NIL
Loan against NSC/LIC Bonds Upto ₹ 1 Lakh : Nil

Above ₹ 1 Lakh : ₹ 500.00

( Last modified on May 13, 2024 at 08:05:49 PM )

Ask ADYA
ADYA