National Toll Free No1800 425 00 000

Savings Bank

Savings Bank


  • Individual – Single Accounts
  • Two or more individuals – Joint Accounts
  • Illiterate persons
  • Blind persons
  • Associations, Clubs.
  • Trusts
  • HUF
  • Institutions/Agencies/ Societies/Government Departments specially permitted by RBI.

Interest Rates

  • Please refer interest rates in home page

Salient Features

  • ECS/RTGS/NEFT facilities are available
  • One cheque book of 20 leaves free in a calendar year for cheque operated SB accounts. Personalised cheques offered.
  • Collection of local cheques free
  • Collection of Outstation cheques with the prescribed charges
  • No charges for Intra city transactions except cash deposit and cash withdrawal charges at host branches for transactions above Rs.50000/-
  • ATM cards/Debit cards provided free of cost for the first year.
  • 24 hrs ATM facility with sharing arrangement with various banks for sharing their ATMs
  • 3 transactions Free at ATMs of other Bank in Metro and 5 transactions Free at ATMs of other Bank in Non Metro Areas.
  • Intra city, intercity transactions, Internet/ mobile /phone banking facilities are available at all branches
  • Nomination facilities available.
  • 50 withdrawals permitted free per half year excluding debit entries related to ATM / IRCTC transactions /POS / Internet, Mobile transactions and Rs.15/- will be charged per transaction over and above the free withdrawals.
  • No TDS on interest earned on SB deposits

Periodicity of provision of interest

  • Interest credited quarterly in the months of June, September, December & March on daily product basis.

Min Amt

  • Minimum amount- Rs.500/- for non cheque operation and Rs.1000 for cheque operation for Rural/ Semi urban branches
  • Minimum balance of Rs.1000/- for non cheque operation and Rs.2500/- for cheque operation for Metro / Urban branches
  • Nil balance for pensioners and bonafide students receiving scholarship.

( Last modified on Apr 24, 2020 at 12:04:22 PM )