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      • POLICY FOR SOCIAL MEDIA (Hindi)
      • Rights of Bank’s customers
      • Dealing Dishonour of Cheques
      • Deposit Policy
      • Policy on Green Deposits
      • Best Practices code of the Bank
      • Policy on Determining material Subsidiary
      • Policy on determining material subsidiary (Hindi)
      • Policy on Determination and disclosure of Material events/ information
      • Policy on Related Party Transactions
      • Policy-Guidelines on Empanelment of Valuers
      • Policy on Appointment of SBAs – year 2023-24 (Domestic & Overseas)
      • Policy on Appointment of Statutory Branch Auditors 2023-24 and onwards(HI)
      • Policy on Appointment of Statutory Central Auditors (SCAs) for the year 2025-26- valid up to 2027-28 (English)
      • Policy on Appointment of Statutory Central Auditors (SCAs) for the year 2025-26- valid up to 2027-28 (Hindi)
      • Debt Restructuring Mechanism for SMEs
      • Disclosure relating to Business Coverage under Statutory Branch Audit
      • Debt Restructuring Mechanism for SMEs (Hindi)
      • Base I-II Disclosures
      • BASEL I – II DISCLOSURE (Hindi)
      • Customer Centric Services
      • Debt Restructing Mechanism for SMES
      • Debt Restructuring Mechanism for MSME – SMEs (Hindi)
      • Fair Lending Practices Code
      • Fair Lending Practices Code (Hindi)
      • Processing Fees/Charges for Loan Products
      • Processing Charges in Agri Term Loans , JL(Ag), SHG Loan & JL(NP)
      • Processing charges in Agri Term Loan JL AG SHG LOAN & JL NP (Hindi)
      • Processing Charges of SME Products
      • DISPLAY OF INFORMATION – SECURED ASSETS POSSESSED UNDER THE SARFAESI ACT 2002
      • PRIVACY POLICY for Bhim Aadhaar Pay
      • Privacy Policy for SoftPoS
      • Policy on Safe deposit Locker
      • Policy and Circular on Prevention of Sexual Harassment of Women at Workplace
      • Agreement details with Media Co.
      • Policy on Cheque Collection – English Version
      • Policy on Cheque Collection- Hindi Version
      • Code Of Ethics
    • Charters/Schemes
      • Banking Ombudsman 2021 (ENG)
      • Banking Ombudsman 2021 (HINDI)
      • Services rendered free of charge
      • Welfare of Minorities
      • Whistle Blower Policy
      • Centralized Pension Processing Centre
      • Another Option for Pension
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      • Credit Cards
      • ATM / Debit Cards
      • Bancassurance
      • Doorstep Banking
      • e Payment of Direct Taxes
      • e Payment of Indirect Taxes
      • Debenture Trustee
      • Re-KYC ( based on declaration)
      • Bharat Aadhaar Seeding Enabler
    • Online Services
    • Security
    • External Sites
    • Related Sites
      • Rajbhasha
      • Indbank Merchant Banking – Online Share trading
      • Colombo Branch
      • Jaffna Branch
      • Indian Bank, IFSC Banking Unit, GIFT City
      • IMAGE
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      • NABARD
      • Deposit Insurance & Credit Guarantee Corp..
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Indian Bank Logo

इंडियन बैंक में आपका स्वागत है

Welcome to Indian Bank

वेबसाइट में प्रवेश करने के लिए अपनी पसंदीदा भाषा का चयन करें

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How Can We Help you Today?

Agricultural Jewel Loan Scheme

Digital Journey Link Features : Easy and hassle-free loan process. Convenient repayment schedules. Low interest rates Processing charges and Jewel ...
RAMYA PS
December 18, 2025
Agriculture

IB Home Loan

Apply for loan (Click Here) Target Group ·         Salaried Class ·         Businessmen ·         Professional & Self-employed ·         Pensioners Entry Age ...
Govarthanan R
November 25, 2025
Home Loan

IB Home Loan Plus

  Target Group -          All existing Home Loan borrowers (Residents & NRIs) including HL-CRE / IB Home Advantage / HL ...
Website Support
November 25, 2025
Mortgage Loan

Ind Netbanking

Eligibility Customers having Savings Bank, Current Account with us Salient Features Customers can use the internet to do their banking ...
RAJASEKAR KALIDASSAN
March 18, 2025
(none)

MCLR

8.75%

(w.e.f. 03/01/2026)

REPO RATE
5.25%
(w.e.f. 06/12/2025)
TBLR
5.50%
Tenor (>6M<=3Yr)
(w.e.f. 03/01/2026)
111 Foundation Day

Download Our Mobile Apps

  • Banking on Finger Touch
    IndSMART
google playstore app for mobile banking ios app for mobile banking
Customer Count
137093463 Customers
ATM Count
3096 ATM
Branch Count
5967 Branches
BNA Count
2504 BNA
Important Announcement Kind Attention !!

We inform all our valued customers that United Forum of Banks Union (UFBU)

have proposed for a strike on 27.01.2026. Despite the strike call,

Indian Bank is committed to deliver you quality services and we also request you

to kindly use our alternate delivery services like ATM, Mobile Banking,

Internet Banking etc. for a better seamless service.

Branch & ATM Locator

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ADYA
ADYA
  • Home
  • About us
    ▼
    • Bank’s Profile
    • e-Allahabad Bank Journey
    • Vision and Mission
    • Management
      ▼
      • MD & CEO’s Profile
      • ED’s Profile
      • Board of Directors
      • Chief Vigilance Officer
      • Chief General Managers
      • General Managers
    • IMAGE
    • INDIAN BANK MUTUAL FUND
  • Investor
  • Products
    ▼
    • Loan products
      ▼
      • Agriculture
      • Retail/Personal
        ▼
        • Home Loan
        • Mortgage Loan
        • Vehicle Loan
        • Personal Loan
        • Education Loan
        • Jewel Loan
        • Loan/OD/Credit Card against Deposit
        • Loan / OD against NSC / KVP / Relief bonds of RBI / LIC policies
        • PM Surya Ghar: Muft Bijli Yojna
        • Fixed ROI for Retail Loans
        • Policy on Co-Lending by Banks & NBFCs to Priority Sector
        • Policy on Co-Lending by Banks & NBFCs to Priority Sector (Hindi)
        • Interest Subsidy Scheme (ISS) under PMAY – Urban 2.0
        • पीएमएवाई – शहरी 2.0 के तहत ब्याज सब्सिडी योजना (आईएसएस)
      • MSME
        ▼
        • MSME
        • Check list
        • TAT
        • Applications status
        • Common Loan Application form
      • Online Loans
      • Corporate
      • Supply Chain Finance
      • 59 Minutes Loans
    • Deposit products
      ▼
      • Savings Bank A/c
      • Current A/c
      • Term Deposits
      • NRI A/cs
    • Digital Products
      ▼
      • Booklet on Digital Products & Services
      • IndSMART
      • IndSMART BIZ
      • Internet banking
      • Indian Bank Digital Currency
      • WhatsApp Banking
      • Ind QwikCollect
      • NETC FASTag
      • Debit Cards
      • Credit Cards
      • Prepaid Cards
      • National Common Mobility Card (NCMC)
      • SMS Banking/ Missed Call Service
      • e – Shopping
      • Mutual Funds , IPO , Demat & Trading
      • UPI through USSD (ENG)
      • UPI through USSD (Hindi)
    • Point of Sale (PoS)
    • Merchant UPI QR Code
    • BHIM Aadhaar Pay
    • Online Collection Products
    • Featured Products / Services / Schemes
    • National Pension System (NPS)
      ▼
      • Protean – CRA
        ▼
        • Registration
        • Subscription
        • Standing Instruction
      • CAMS – CRA
        ▼
        • Registration
        • Subscription
        • Standing Instruction
  • Rates
    ▼
    • Deposit Rates
    • Lending rates
    • Service Charges / Forex Rates
    • Interest Rates for Small Savings Schemes
  • News
    ▼
    • What’s New?
    • Notifications
    • IND MSME OBSERVER
    • Empanelments / Engagements
    • Amalgamation
    • Corporate Social Responsiblity
    • Press Releases
    • Customer Corner
      ▼
      • Remittance To India
      • Aadhaar enrolment/correction form
      • Aadhar Enrolment/Correction Form (Hindi)
      • Procedure on locker / safe deposit of articles
      • Procedure on Locker/Safe deposit articals (Hindi)
      • Stamp Charges Details for executing for locker agreement
      • Covering Letter to be obtained from existing Locker hirers
      • Model Revised Safe Deposit Locker Agreement
      • Model Supplementary Safe Deposit Locker Agreement
      • Coin Vending Machines CVMs)-Locations in Chennai
      • Indian Bank Trust for Rural Development (IBTRD)
    • Related Info
      ▼
      • F.A.Qs
      • FAQs – On Pradhan Mantri Jan-Dhan Yojana (PMJDY) – Hindi
      • Recovery Agents Empanelled/ Engaged By Bank (English and Hindi) (Excel)
      • Disclaimer
      • Security alert (.pdf)
      • Security Alert (Hindi)
      • Downloads – Application Forms
    • Codes/Policy/Disclosures
      ▼
      • DRAT & DRT – NODAL & LIAISON OFFICERS
      • Digital Personal Data Protection Policy (Eng)
      • Digital Personal Data Protection Policy (HI)
      • Policy for Social Media
      • POLICY FOR SOCIAL MEDIA (Hindi)
      • Rights of Bank’s customers
      • Dealing Dishonour of Cheques
      • Deposit Policy
      • Policy on Green Deposits
      • Best Practices code of the Bank
      • Policy on Determining material Subsidiary
      • Policy on determining material subsidiary (Hindi)
      • Policy on Determination and disclosure of Material events/ information
      • Policy on Related Party Transactions
      • Policy-Guidelines on Empanelment of Valuers
      • Policy on Appointment of SBAs – year 2023-24 (Domestic & Overseas)
      • Policy on Appointment of Statutory Branch Auditors 2023-24 and onwards(HI)
      • Policy on Appointment of Statutory Central Auditors (SCAs) for the year 2025-26- valid up to 2027-28 (English)
      • Policy on Appointment of Statutory Central Auditors (SCAs) for the year 2025-26- valid up to 2027-28 (Hindi)
      • Debt Restructuring Mechanism for SMEs
      • Disclosure relating to Business Coverage under Statutory Branch Audit
      • Debt Restructuring Mechanism for SMEs (Hindi)
      • Base I-II Disclosures
      • BASEL I – II DISCLOSURE (Hindi)
      • Customer Centric Services
      • Debt Restructing Mechanism for SMES
      • Debt Restructuring Mechanism for MSME – SMEs (Hindi)
      • Fair Lending Practices Code
      • Fair Lending Practices Code (Hindi)
      • Processing Fees/Charges for Loan Products
      • Processing Charges in Agri Term Loans , JL(Ag), SHG Loan & JL(NP)
      • Processing charges in Agri Term Loan JL AG SHG LOAN & JL NP (Hindi)
      • Processing Charges of SME Products
      • DISPLAY OF INFORMATION – SECURED ASSETS POSSESSED UNDER THE SARFAESI ACT 2002
      • PRIVACY POLICY for Bhim Aadhaar Pay
      • Privacy Policy for SoftPoS
      • Policy on Safe deposit Locker
      • Policy and Circular on Prevention of Sexual Harassment of Women at Workplace
      • Agreement details with Media Co.
      • Policy on Cheque Collection – English Version
      • Policy on Cheque Collection- Hindi Version
      • Code Of Ethics
    • Charters/Schemes
      ▼
      • Banking Ombudsman 2021 (ENG)
      • Banking Ombudsman 2021 (HINDI)
      • Services rendered free of charge
      • Welfare of Minorities
      • Whistle Blower Policy
      • Centralized Pension Processing Centre
      • Another Option for Pension
      • CITIZENS’ CHARTER
      • CITIZEN’S CHARTER (Hindi)
      • INDIAN BANK MUTUAL FUND
      • INDIAN BANK MUTUAL FUND (Hindi)
  • Customer Corner
    ▼
    • Lodge a Complaint
      ▼
      • Unauthorized Electronic Banking Transaction (UEBT)
      • Customer Feedback
      • Nodal Officers- Customer service
      • Designated Authority for Whistle Blower Complaints
    • Customer Complaints / Awareness
    • Process For Claiming Unclaimed Deposit Transferred To DEAF
    • ADVOCATE EMPANELMENT
    • Electronic BG – Beneficiary Video
    • Electronic BG – Applicant Video
    • Death Claim Settlement
    • Application Downloads
    • IND NAVYA
    • Corporate Blog
    • Continuous CTS Clearing
    • Your Money Your Right Booklet
    • आपकी पूंजी आपका अधिकार बुकलेट
  • Useful Links
    ▼
    • Cyber Awareness Content
    • Services
      ▼
      • Credit Cards
      • ATM / Debit Cards
      • Bancassurance
      • Doorstep Banking
      • e Payment of Direct Taxes
      • e Payment of Indirect Taxes
      • Debenture Trustee
      • Re-KYC ( based on declaration)
      • Bharat Aadhaar Seeding Enabler
    • Online Services
    • Security
    • External Sites
    • Related Sites
      ▼
      • Rajbhasha
      • Indbank Merchant Banking – Online Share trading
      • Colombo Branch
      • Jaffna Branch
      • Indian Bank, IFSC Banking Unit, GIFT City
      • IMAGE
    • National Agencies
      ▼
      • Reserve Bank Of India
      • NABARD
      • Deposit Insurance & Credit Guarantee Corp..
      • Life Insurance Corporation of India
      • Small Farmers’ Agri-Business Consortium
      • RBI Monetory Museum Bank Notes and Security Features
    • RRBs sponsored by Indian Bank
      ▼
      • Tamil Nadu Grama Bank
      • Saptagiri Grameena Bank
      • Puduvai Bharathiar Grama Bank
    • Alliances
      ▼
      • United India Insurance Company
    • Positive Pay System (PPS)
    • UPI help
    • Helpline for Women in Distress – 7827170170
  • Contacts
    ▼
    • Request a Call Back
    • Quick Contact
    • Email IDs
      ▼
      • Head Office Departments
      • IMAGE
      • E Confirmation of Bank Guarantee
  • Apply Online