राष्ट्रीय टोल फ्री नंबर1800 425 00 000

आईबी होम लोन प्लस

आईबी होम लोन प्लस

Indian Bank is offering Additional/Top-up Loan for the existing home loan customers with good track record. It is a Scheme in which existing home loan borrowers who are regular in repayment will be sanctioned with an additional loan against extension of EM.

Type of facilities offered: Term Loan or Overdraft

Purpose: Any bonafide purpose other than speculative purpose

Quantum of Loan: From Rs.1.00 lakhs to Rs.2.00 crores subject to compliance of repayment capacity

Repayment period: Maximum 15 years (No holiday period)

Mode of Repayment:

  • Term Loan – EMI
  • Overdraft – OD facility will be liquidated in within the sanctioned tenor with equal deduction every month.

Margin: 25% on the residual Realizable Sale Value

Residual Life of the property mortgaged: Should be atleast 10 years more than the repayment period of the loan.

Takeover of accounts: Takeover from other Banks/FIs is permitted.


Rate of Interest Click here
Processing fee Click here
CIBIL Charges Rs.30/- per person
Pre-payment charges NIL

( अंतिम संशोधन May 12, 2022 at 06:05:18 PM )

आद्या से पूछें