राष्ट्रीय टोल फ्री नंबर
IB MY OWN SHOP
IB MY OWN SHOP
| Particulars | Guidelines |
| Target Group | All Micro, Small & Medium Enterprises (MSME).
Individuals, Professionals and Self employed people, firms (registered partnership firms, companies) and businessmen. The applicant should have been in the activity for a minimum period of 3 years Applicant should not be more than 50 years of age at the time of availing the facility |
| Purpose | To purchase new commercial space / shop and also second hand purchase provided the residual life of commercial space is not less than actual repayment period plus 2 years, and / or fresh construction, renovation of the business premises. |
| Types of Facility | Term Loan |
| Loan Amount | Maximum Loan amount – Rs.10.00 Crores, limit based on constitution. |
| Margin (Promoter’s contribution) | Minimum 25% on the cost of property |
| Security | EM on commercial property to be acquired
Personal guarantee of partners / directors in individual capacity CGTMSE Coverage to be obtained for all eligible accounts. |
| Repayment terms | Maximum 120 months including moratorium period |
| Processing & other charges | Processing Charges: 0.60% of loan amount
All other charges are at Card Rate. |
( अंतिम संशोधन Apr 22, 2022 at 07:04:03 PM )
आद्या से पूछें
ADYA
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