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राष्ट्रीय टोल फ्री नंबर1800 425 00 000

आईबी पेंशन ऋण

Eligibility

Central & State Government Pensioners, Family Pensioners, Re-employed Pensioners, IB Retirees (both under VRS & superannuation) whose pension accounts are maintained with our branches

CRS retirees and EPF Pensioners are not eligible for Pension Loan

Age

Regular Pensioner

Maximum Entry Age: 75 years

Maximum Exit Age: 78 years

Family Pensioner

Maximum Entry Age: 72 years

Maximum Exit Age: 75 years

No specific minimum entry age

Purpose

To meet any expenses like Medical, Education, Family & Domestic Functions, Marriage etc

Margin

NIL

Quantum of loan

Regular Pensioner	Maximum 18 times of monthly pension credit
Family Pensioner	Maximum 12 times of monthly pension credit

Repayment Period

Maximum repayment period up to 10 years subject to exit age criteria

Interest Rate

Click here

Processing Fee

Click here

Security/Documents required

Pensioner’s portion of PPO
Authorization to recover monthly loan installment from SB Account where pension is credited
Suitable Guarantor as acceptable to Bank
Intimation to PPA

Apply for loan (Click Here)

( अंतिम संशोधन Dec 31, 2024 at 03:12:31 PM )

ADYA