भारतीय रिजर्व बैंक / एलआईसी नीतियों के एनएससी / केवीपी / राहत बांडों के खिलाफ ऋण / ओडी
Target groups | All properly introduced customers (including all Staff Members, VRS/ Retired staff, Corporate / reputed partnership firms), whose capacity to service the loan and interest are appraised
This facility may be sanctioned either as Term Loan or OD against said securities under this SLP |
Age | Minimum entry Age 18 years. |
Purpose | For any permitted bankable purposes such as Trade, Housing, Profession, Personal consumption and educational purposes etc |
Quantum of Loan | Term Loan:
Minimum Rs.10000/- subject to prescribed margins with no upper ceiling. OD Facility: Minimum limit Rs.200000/- subject to prescribed margins throughout the tenor of the loan with no upper ceiling. |
Margin | Loan /Overdraft against Own NSC/KVP/LIC Policy/RBI relief Bonds-25 %.
Loan against NSC/KVP/LIC Policy/RBI relief Bonds, availed by entities other than individuals -50 %. |
Rate of Interest | Click here |
Processing fee | Click here |
Repayment | Not exceeding :
|
Security | Creation of appropriate charges on the Securities in the name of Applicant / Borrowers:
Loan Against Money back Policy is not permitted under this scheme. |
Documents to be submitted for processing the application | 1. Salary Certificate / IT Return copy for assessing the capacity to service the interest / installment. 2. Original NSC / KVP/ RBI Relief Bond / LIC Policy. |
( अंतिम संशोधन Sep 29, 2021 at 04:09:14 PM )


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