भारतीय रिजर्व बैंक / एलआईसी नीतियों के एनएससी / केवीपी / राहत बांडों के खिलाफ ऋण / ओडी
|Target groups||All properly introduced customers (including all Staff Members, VRS/ Retired staff, Corporate / reputed partnership firms), whose capacity to service the loan and interest are appraised
This facility may be sanctioned either as Term Loan or OD against said securities under this SLP
|Age||Minimum entry Age 18 years.|
|Purpose||For any permitted bankable purposes such as Trade, Housing, Profession,
Personal consumption and educational purposes etc
|Quantum of Loan||Term Loan:
Minimum Rs.10000/- subject to prescribed margins with no upper ceiling.
Minimum limit Rs.200000/- subject to prescribed margins throughout the tenor of the loan with no upper ceiling.
|Margin||Loan /Overdraft against Own NSC/KVP/LIC Policy/RBI relief Bonds-25 %.
Loan against NSC/KVP/LIC Policy/RBI relief Bonds, availed by entities other than individuals -50 %.
|Rate of Interest||Click here|
|Processing fee||Click here|
|Repayment||Not exceeding :
|Security||Creation of appropriate charges on the Securities in the name of Applicant / Borrowers:
Loan Against Money back Policy is not permitted under this scheme.
|Documents to be submitted for processing the application||1. Salary Certificate / IT Return copy for assessing the capacity to service the interest / installment.
2. Original NSC / KVP/ RBI Relief Bond / LIC Policy.
( अंतिम संशोधन Sep 29, 2021 at 04:09:14 PM )